In connection with your application for credit, Consumer Payday Loans may acquire information about you, which is handled as stated in this notice.
We collect nonpublic personal information about you from the following sources:
We maintain strict physical, electronic and procedural safeguards that comply with all state and federal regulations to guard your nonpublic personal information.
We use this information to evaluate your application, and to locate a participating lender or affiliate partner who can continue the process of assisting you in obtaining payday loan. With your consent, we may inform you of offers for other services offered by third parties.
We do not disclose or sell your information to non-affiliated third parties, except with your prior consent.
We provide you the opportunity to 'opt-out' of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you complete our loan application but do not wish to receive any additional marketing material from us or our partners, you can indicate your preference to opt-in or opt-out on our application form. You may opt-out of any special promotions or offers at anytime by sending an email requesting to opt-out to email@example.com.
As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We link this automatically collected data to personally identifiable data. IP addresses are linked to personally identifiable information for security purposes.
Consumer Payday Loans may disclose information about you to the following types of third parties: Consumer Payday Loans affiliates- lenders in your region who may be able to assist you in the auto loan application process.
Consumer Payday Loans does not knowingly offer its credit application to minors.
Links to Other Sites
This Web site contains links to other sites that are not owned or controlled by Consumer Payday Loans. Please be aware that we, Consumer Payday Loans, are not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.
The security of your personal information is important to us. When you enter sensitive information (such as credit card number and/or social security number) on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). To learn more about SSL, follow this link http://www.webopedia.com/TERM/S/SSL.html .
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you have any questions about security on our Web site, you can send email to us at firstname.lastname@example.org.
This privacy statement applies only to information collected by this Web site.
For Indiana residents, Consumer Payday Loans and its lender affiliates have express permission to contact you by telephone, provided you have given your telephone number in the application.
If married, you may apply for a separate account.
New York Applicants
In connection with your application for credit, the lender to whom this application is delivered may request a consumer report which contains information on your credit worthiness, credit standing, personal characteristics and general reputation. If the lender grants you credit, it (or its assignee) may order additional consumer reports in connection with any update, renewal or extension of the credit. If you ask the lender, it will tell you whether it obtained a consumer report and, if it did, it will tell you the name and address of the consumer reporting agency that gave it the report.
The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
Rhode Island Applicants
A consumer report may be requested in connection with this application.
By submitting my (our) application, I (we) authorize the lender I chose on my (our) application and its employees, agents and potential assignees to obtain and verify information about me (us) (including one or more credit reports, information about my (our) employment and banking and credit relationships) that any of them may deem necessary or appropriate in evaluating my (our) application. If my (our) application is approved and credit is granted, I (we) also authorize such parties to obtain additional credit reports and other information about me (us) in connection with reviewing the account, increasing the available credit on the account (if applicable), taking collection on the account, or for any other legitimate purpose.
No provision of a marital property agreement, a unilateral statement under Wis. Rev. Stat. § 766.59 or a court decree under Wis. Rev. Stat. § 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred
Changes in this Privacy Statement
We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
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