Consumer Pay day Loans Consumer Pay day Loans
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Consumer Pay day Loans
Consumer Pay day Loans
Frequently Asked Questions
Query of borrowers on any issue related to payday loans are handled by our loan experts. Below are given some common questions and their answers for reference of borrowers.

Can I qualify for a payday loan?
it is easy to qualify for payday loans through Consumer Payday Loans. Since, no credit checks are performed, borrowers with bad credit, no credit, or a bankruptcy can also qualify. The prerequisites are:

  • Borrower must be employed.
  • Borrower must have a savings or checking account that uses direct deposit.
What is a payday loan?
Payday loan is a short-term personal loan, the payment of which is backed by ones next paycheck. People use payday loans to fill the gap between paydays and to pay necessary expenses.

What is the time taken to get approved?
At Consumer Payday Loans, borrowers application for payday loans is approved within 24 hours and the money is deposited directly into the bank account of the borrower by the next working day.

Does bad credit or bankruptcy have a bearing on loan decision?
No. Consumer Payday Loans does not take bad credit history into account which deciding about borrowers eligibility for a payday loan. No credit checks are performed in the process.

Do I have to pay any application fee?
Consumer Payday Loans does not charge any application fees from any borrowers.

Can I trust that my application and financial information will be secure?
at Consumer Payday Loans, we try to ensure that the application and financial information presented by the borrower is secure. We use several security measures to ensure that information does not go into unauthorized hands.

What is the number of times that I can get a payday loan?
Though Consumer Payday Loans can arrange a payday loan for borrowers as often as they want, we always advise them to act responsibly on payday loans because of the high cost that it involves.

How is the payday loan amount determined?
Under payday loans, Consumer Payday Loans advances amounts in the range of $80 to $500. However, the actual loan amount that borrower qualifies for is dependant on several factors like ones take-home income.

What are the fees for a payday loan?
Consumer Payday Loans charges only the reasonable fees from borrowers.

When is the loan amount due?
Payday loans at Consumer Payday Loans are available for a week to about a month. Whichever repayment term a borrower chooses, the payday loan amount will be cut from the borrowers savings account through a direct debit.

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